/* ════════════════════════════════════════════════════════════════════
   Golden Card — стили лендинга (index.html). ИЗОЛИРОВАНЫ от кабинета и
   админки: этот файл подключён ТОЛЬКО на index.html. styles.css/app.css/
   admin.css не трогаем. Светлый стиль с золотым акцентом (по референсу).
   ════════════════════════════════════════════════════════════════════ */

@font-face {
  font-family: 'Plus Jakarta Sans'; font-style: normal; font-weight: 400 800; font-display: swap;
  src: url('assets/fonts/jakarta-cyrillic-ext.woff2') format('woff2');
  unicode-range: U+0460-052F, U+1C80-1C8A, U+20B4, U+2DE0-2DFF, U+A640-A69F, U+FE2E-FE2F;
}
@font-face {
  font-family: 'Plus Jakarta Sans'; font-style: normal; font-weight: 400 800; font-display: swap;
  src: url('assets/fonts/jakarta-latin-ext.woff2') format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1E00-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
@font-face {
  font-family: 'Plus Jakarta Sans'; font-style: normal; font-weight: 400 800; font-display: swap;
  src: url('assets/fonts/jakarta-latin.woff2') format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+2000-206F, U+2074, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}

:root {
  --gold:#BF9020;
  --gold-d:#9c7415;
  --gold-l:#FBF5E4;
  --ink:#14110b;
  --body:#46413a;
  --muted:#8a8472;
  --line:#ece6d8;
  --cream:#faf7f0;
  --cream2:#f3eee2;
  --white:#fff;
  --r:22px;
  --shadow:0 10px 30px rgba(20,17,11,0.06);
}

* { box-sizing:border-box; margin:0; padding:0; }
html { scroll-behavior:smooth; }
body {
  font-family:'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  background:var(--white); color:var(--body);
  line-height:1.55; -webkit-font-smoothing:antialiased;
}
a { text-decoration:none; color:inherit; }
img, svg { display:block; }
button { font-family:inherit; cursor:pointer; border:none; background:none; }

.wrap { max-width:1180px; margin:0 auto; padding:0 24px; }
.accent { color:var(--gold); }
.sec-head { text-align:center; max-width:760px; margin:0 auto 40px; }
.sec-title { font-size:clamp(26px,3.4vw,40px); font-weight:700; color:var(--ink); line-height:1.18; letter-spacing:-0.02em; }
.sec-sub { font-size:16px; color:var(--muted); margin-top:14px; }
section { padding:64px 0; }

/* ─── Кнопки ─── */
.btn { display:inline-flex; align-items:center; justify-content:center; gap:8px; font-size:15px; font-weight:600; padding:14px 26px; border-radius:999px; transition:.18s; white-space:nowrap; }
.btn-gold { background:var(--gold); color:#fff; }
.btn-gold:hover { background:var(--gold-d); transform:translateY(-1px); }
.btn-outline { background:#fff; color:var(--ink); border:1.5px solid var(--line); }
.btn-outline:hover { border-color:var(--gold); color:var(--gold); }
.btn-lg { padding:17px 34px; font-size:16px; }
.btn-full { width:100%; }

/* ─── Navbar ─── */
.navbar { position:sticky; top:0; z-index:50; background:rgba(255,255,255,0.9); backdrop-filter:blur(10px); border-bottom:1px solid var(--line); }
.navbar-inner { max-width:1180px; margin:0 auto; padding:14px 24px; display:flex; align-items:center; justify-content:space-between; gap:18px; }
.navbar-logo { display:flex; align-items:center; gap:9px; font-weight:700; font-size:18px; color:var(--ink); }
.logo-mark { width:30px; height:30px; border-radius:8px; background:var(--ink); display:flex; align-items:center; justify-content:center; }
.navbar-nav { display:flex; gap:26px; }
.navbar-nav a { font-size:14px; color:var(--body); font-weight:500; transition:.15s; }
.navbar-nav a:hover { color:var(--gold); }
.navbar-right { display:flex; align-items:center; gap:14px; }
.navbar-login { font-size:14px; font-weight:600; color:var(--ink); }
.navbar-login:hover { color:var(--gold); }
.mob-btn { display:none; width:42px; height:42px; border-radius:10px; border:1px solid var(--line); align-items:center; justify-content:center; }

.mobile-menu { display:none; }
.mobile-menu.open { display:block; position:fixed; inset:62px 0 0; background:#fff; z-index:49; padding:24px; }
.mobile-menu a { display:block; padding:14px 0; font-size:17px; font-weight:600; color:var(--ink); border-bottom:1px solid var(--line); }
.mobile-menu .mob-cta { margin-top:20px; border-bottom:none; }

/* ─── Hero ─── */
.hero { background:var(--cream); padding:64px 0 72px; overflow:hidden; }
.hero-inner { display:grid; grid-template-columns:1fr; gap:36px; justify-items:center; text-align:center; }
.hero-text { text-align:center; }
.eyebrow { display:inline-block; font-size:12px; font-weight:700; letter-spacing:1.2px; color:var(--gold); background:var(--gold-l); padding:7px 14px; border-radius:999px; text-transform:uppercase; }
.hero h1 { font-size:clamp(30px,5vw,54px); font-weight:800; color:var(--ink); line-height:1.12; letter-spacing:-0.025em; margin:20px 0 16px; }
.sbp-ico { display:inline-block; height:0.92em; width:auto; vertical-align:-0.14em; margin-left:0.05em; }
.hero p.lead { font-size:clamp(16px,1.7vw,18px); color:var(--muted); max-width:580px; margin:0 auto 28px; }
.hero-image { width:100%; margin:34px 0 -8px; display:block; pointer-events:none; }
.hero-image img { display:block; width:100%; height:auto; object-fit:contain; }
.hero-pays { display:flex; gap:10px; justify-content:flex-start; align-items:center; margin-top:22px; flex-wrap:wrap; }
.pay-badge { display:inline-flex; align-items:center; gap:6px; background:#fff; border:1px solid var(--line); border-radius:999px; padding:8px 14px; font-size:13px; font-weight:600; color:var(--ink); box-shadow:var(--shadow); }

.hero-stage { position:relative; margin-top:0; display:flex; justify-content:center; }
.hero-phone { width:230px; height:460px; border-radius:38px; background:#15110d; border:8px solid #211a12; box-shadow:0 30px 60px rgba(20,17,11,0.22); padding:14px; position:relative; }
.hero-phone .screen { width:100%; height:100%; border-radius:26px; background:linear-gradient(160deg,#1f1810,#0f0c08); display:flex; align-items:center; justify-content:center; padding:18px; }
.vcard { width:100%; aspect-ratio:1.6/1; border-radius:16px; background:linear-gradient(135deg,#3a2d1a,#15110d); border:1px solid rgba(191,144,32,0.45); padding:16px; display:flex; flex-direction:column; justify-content:space-between; }
.vcard .vc-top { display:flex; justify-content:space-between; align-items:center; color:var(--gold); font-size:11px; letter-spacing:1.5px; font-weight:700; }
.vcard .vc-num { color:#e8ddc4; font-size:13px; letter-spacing:2px; }
.vcard .vc-bot { display:flex; justify-content:space-between; color:#b8ad96; font-size:10px; letter-spacing:1px; }
.float-chip { position:absolute; background:#fff; border:1px solid var(--line); border-radius:12px; padding:9px 13px; font-size:13px; font-weight:600; color:var(--ink); box-shadow:var(--shadow); display:flex; align-items:center; gap:8px; }
.float-chip .dot { width:8px; height:8px; border-radius:50%; background:var(--gold); }
.fc-1 { top:24px; left:0; }
.fc-2 { top:110px; right:0; }
.fc-3 { bottom:130px; left:0; }
.fc-4 { bottom:40px; right:8px; }

/* ─── Trust strip ─── */
.trust { padding:34px 0; }
.trust-inner { display:flex; align-items:center; justify-content:center; gap:14px; }
.avatars { display:flex; }
.avatars span { width:38px; height:38px; border-radius:50%; border:2px solid #fff; background:var(--gold); color:#fff; display:flex; align-items:center; justify-content:center; font-weight:700; font-size:14px; margin-left:-10px; }
.avatars span:first-child { margin-left:0; }
.trust-text { font-size:clamp(22px,2.8vw,34px); color:var(--ink); font-weight:600; }
.trust-text b { color:var(--gold); font-weight:800; }

/* ─── Advantages (01-04) ─── */
.adv-grid { display:grid; grid-template-columns:repeat(6,1fr); gap:20px; }
.adv-grid .adv-card { grid-column:span 2; }
.adv-grid .adv-card:nth-child(4), .adv-grid .adv-card:nth-child(5) { grid-column:span 3; }
.adv-card { position:relative; background:var(--cream); border:1px solid var(--line); border-radius:var(--r); padding:30px; min-height:200px; overflow:hidden; }
.adv-num { position:absolute; top:22px; right:26px; font-size:13px; font-weight:700; color:var(--gold); }
.adv-ico { width:52px; height:52px; border-radius:14px; background:var(--gold-l); display:flex; align-items:center; justify-content:center; color:var(--gold); margin-bottom:16px; }
.adv-card h3 { font-size:20px; font-weight:700; color:var(--ink); margin-bottom:8px; max-width:80%; }
.adv-card p { font-size:14px; color:var(--muted); max-width:90%; }

/* ─── Generic split (instant / applepay / topup) ─── */
.split { background:var(--cream); border-radius:var(--r); padding:40px; display:grid; grid-template-columns:1fr 1fr; gap:32px; align-items:center; }
.split h2 { font-size:clamp(22px,2.6vw,32px); font-weight:700; color:var(--ink); line-height:1.2; letter-spacing:-0.02em; }
.split p { font-size:15px; color:var(--muted); margin-top:14px; }
.split .split-visual { display:flex; justify-content:center; }
.qr { width:120px; height:120px; border-radius:14px; background:#fff; border:1px solid var(--line); padding:10px; }
.badge3d { display:inline-block; }

/* ─── Promo banner ─── */
.promo { background:linear-gradient(120deg,var(--gold),var(--gold-d)); border-radius:var(--r); padding:38px 40px; display:flex; align-items:center; justify-content:space-between; gap:24px; color:#fff; }
.promo h2 { font-size:clamp(20px,2.4vw,28px); font-weight:700; line-height:1.25; }
.promo p { font-size:14px; opacity:.92; margin-top:10px; max-width:560px; }
.promo .promo-ico { width:112px; height:112px; flex:none; border-radius:22px; background:rgba(255,255,255,0.18); display:flex; align-items:center; justify-content:center; }

/* ─── Use cases (3 cards) ─── */
.use-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:20px; }
.use-card { background:#fff; border:1px solid var(--line); border-radius:var(--r); padding:28px; }
.use-card .use-ico { width:44px; height:44px; border-radius:12px; background:var(--ink); color:var(--gold); display:flex; align-items:center; justify-content:center; float:right; }
.use-card h3 { font-size:18px; font-weight:700; color:var(--ink); margin-bottom:24px; max-width:70%; }
.use-logos { display:flex; gap:8px; flex-wrap:wrap; margin:24px 0 14px; }
.use-card p { font-size:13px; color:var(--muted); }

/* ─── Steps ─── */
.steps-grid { display:grid; grid-template-columns:repeat(5,1fr); gap:16px; }
.step { text-align:left; }
.step .step-card { background:var(--cream); border:1px solid var(--line); border-radius:16px; height:88px; margin-bottom:14px; position:relative; }
.step .step-tag { position:absolute; top:12px; left:12px; font-size:11px; font-weight:700; color:var(--muted); background:#fff; border:1px solid var(--line); border-radius:8px; padding:4px 9px; }
.step .mini-phone { position:absolute; bottom:12px; right:14px; background:none; color:var(--gold); display:flex; }
.step .mini-phone svg { width:30px; height:30px; }
.step p { font-size:13px; color:var(--body); font-weight:500; line-height:1.45; }
.steps-cta { text-align:center; margin-top:34px; }

/* ─── Services grid ─── */
.svc { display:grid; grid-template-columns:220px 1fr; gap:32px; align-items:stretch; }
.svc-cats { list-style:none; display:flex; flex-direction:column; justify-content:space-between; }
.svc-cats li { font-size:15px; color:var(--muted); padding:6px 0; font-weight:500; cursor:pointer; transition:color .15s; }
.svc-cats li:hover { color:var(--ink); }
.svc-cats li.active { color:var(--gold); font-weight:700; }
.svc-logos { display:grid; grid-template-columns:repeat(4,1fr); gap:14px; }
.svc-logo { background:#fff; border:1px solid var(--line); border-radius:16px; height:84px; display:flex; align-items:center; justify-content:center; font-weight:700; font-size:15px; color:var(--ink); letter-spacing:.3px; }

/* ─── Bento ─── */
.bento { display:grid; grid-template-columns:repeat(3,1fr); gap:18px; }
.bento-card { background:var(--cream); border:1px solid var(--line); border-radius:var(--r); padding:26px; }
.bento-card.span2 { grid-column:span 2; }
.bento-card .b-ico { width:46px; height:46px; border-radius:12px; background:var(--gold-l); color:var(--gold); display:flex; align-items:center; justify-content:center; margin-bottom:14px; }
.bento-card h3 { font-size:18px; font-weight:700; color:var(--ink); margin-bottom:6px; }
.bento-card p { font-size:14px; color:var(--muted); }

/* ─── Pricing (одна карта) ─── */
.pricing { background:var(--white); }
.price-tags { display:flex; gap:10px; justify-content:center; flex-wrap:wrap; margin-bottom:30px; }
.price-tags span { font-size:13px; color:var(--body); background:#fff; border:1px solid var(--line); border-radius:999px; padding:8px 16px; font-weight:500; }
.price-card { max-width:460px; margin:0 auto; background:#fff; border:1.5px solid var(--gold); border-radius:24px; padding:30px; box-shadow:var(--shadow); }
.price-card .pc-card { width:100%; aspect-ratio:1.6/1; border-radius:18px; background:linear-gradient(135deg,#3a2d1a,#15110d); border:1px solid rgba(191,144,32,0.4); padding:20px; display:flex; flex-direction:column; justify-content:space-between; margin-bottom:22px; }
.pc-card .vc-top { color:var(--gold); font-weight:700; letter-spacing:1.5px; font-size:13px; }
.pc-card .vc-num { color:#e8ddc4; letter-spacing:2px; font-size:15px; }
.pc-card .vc-bot { display:flex; justify-content:space-between; color:#b8ad96; font-size:11px; }
.price-card h3 { font-size:22px; font-weight:700; color:var(--ink); text-align:center; }
.price-feats { list-style:none; margin:18px 0; }
.price-feats li { display:flex; align-items:center; gap:10px; padding:8px 0; font-size:14px; color:var(--body); border-bottom:1px solid var(--line); }
.price-feats li svg { color:var(--gold); flex:none; }
.price-amount { text-align:center; margin:18px 0; }
.price-amount b { font-size:34px; font-weight:800; color:var(--ink); }
.price-amount span { font-size:14px; color:var(--muted); display:block; margin-top:4px; }

/* ─── Условия карты ─── */
.terms-section { background:var(--white); }
.terms-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:16px; max-width:840px; margin:0 auto; }
.term { background:var(--cream); border:1px solid var(--line); border-radius:var(--r); padding:24px; text-align:center; }
.term-val { font-size:clamp(22px,2.6vw,30px); font-weight:800; color:var(--gold); }
.term-key { font-size:13px; color:var(--muted); margin-top:6px; }

/* ─── Reviews ─── */
.reviews-section { background:var(--white); }
.reviews-title { font-size:clamp(26px,3.2vw,38px); font-weight:700; color:var(--ink); text-align:center; margin-bottom:40px; letter-spacing:-0.02em; }
.reviews-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:20px; }
.review-card { background:var(--cream); border:1px solid var(--line); border-radius:var(--r); padding:26px; }
.review-stars { display:flex; gap:3px; color:var(--gold); margin-bottom:14px; }
.review-text { font-size:14px; color:var(--ink); line-height:1.6; margin-bottom:20px; }
.reviewer { display:flex; align-items:center; gap:12px; }
.reviewer-avatar { width:42px; height:42px; border-radius:50%; background:var(--gold); color:#fff; display:flex; align-items:center; justify-content:center; font-weight:700; }
.reviewer-name { font-size:14px; font-weight:700; color:var(--ink); }
.reviewer-role { font-size:12px; color:var(--muted); }

/* ─── FAQ ─── */
.faq-section { background:var(--cream); }
.faq-title { font-size:clamp(26px,3.2vw,38px); font-weight:700; color:var(--ink); text-align:center; margin-bottom:34px; letter-spacing:-0.02em; }
.faq-inner { max-width:820px; margin:0 auto; }
.faq-item { background:#fff; border:1px solid var(--line); border-radius:14px; margin-bottom:12px; overflow:hidden; }
.faq-question { width:100%; display:flex; align-items:center; justify-content:space-between; gap:14px; padding:18px 22px; font-size:16px; font-weight:600; color:var(--ink); text-align:left; }
.faq-chev { color:var(--gold); transition:transform .2s; flex:none; }
.faq-chev.open { transform:rotate(180deg); }
.faq-answer { display:grid; grid-template-rows:0fr; transition:grid-template-rows .28s ease; }
.faq-answer.open { grid-template-rows:1fr; }
.faq-answer-inner { overflow:hidden; padding:0 22px; font-size:14px; color:var(--muted); line-height:1.6; }
.faq-answer.open .faq-answer-inner { padding:0 22px 20px; }

/* ─── Footer ─── */
footer { background:#15110d; color:#9a9384; padding:54px 0 30px; }
.footer-inner { max-width:1180px; margin:0 auto; padding:0 24px; }
.footer-grid { display:grid; grid-template-columns:2fr 1fr 1fr 1fr; gap:30px; padding-bottom:30px; border-bottom:1px solid rgba(255,255,255,0.08); }
.footer-logo { display:flex; align-items:center; gap:9px; margin-bottom:14px; }
.footer-logo-icon { width:28px; height:28px; border-radius:7px; background:var(--gold); display:flex; align-items:center; justify-content:center; }
.footer-logo-text { font-size:17px; font-weight:700; color:#fff; }
.footer-logo-text span { color:var(--gold); }
.footer-desc { font-size:13px; color:#9a9384; max-width:280px; line-height:1.6; }
.footer-col-title { font-size:14px; font-weight:700; color:#fff; margin-bottom:12px; }
.footer-col a { display:block; font-size:13px; color:#9a9384; padding:5px 0; transition:.15s; }
.footer-col a:hover { color:var(--gold); }
.footer-requisites { padding:22px 0; font-size:12px; color:#79736857; color:#797368; line-height:1.6; }
.footer-bottom { display:flex; align-items:center; justify-content:space-between; gap:16px; flex-wrap:wrap; padding-top:18px; border-top:1px solid rgba(255,255,255,0.08); }
.footer-copy { font-size:12px; color:#797368; }
.footer-legal-links { display:flex; gap:18px; flex-wrap:wrap; }
.footer-legal-links button { font-size:12px; color:#9a9384; transition:.15s; }
.footer-legal-links button:hover { color:var(--gold); }

/* ─── Modals (юр. документы) ─── */
.modal-backdrop { display:none; position:fixed; inset:0; background:rgba(20,17,11,0.55); z-index:100; align-items:center; justify-content:center; padding:20px; }
.modal-backdrop.open { display:flex; }
.modal { position:relative; background:#fff; border-radius:20px; max-width:720px; width:100%; max-height:86vh; overflow-y:auto; padding:36px; }
.modal-close { position:absolute; top:18px; right:18px; width:36px; height:36px; border-radius:10px; background:var(--cream); display:flex; align-items:center; justify-content:center; color:var(--ink); }
.modal h2 { font-size:24px; font-weight:700; color:var(--ink); margin-bottom:18px; padding-right:40px; }
.modal-body { font-size:14px; color:var(--body); line-height:1.7; }
.modal-body h3 { font-size:16px; font-weight:700; color:var(--ink); margin:20px 0 8px; }
.modal-body p { margin-bottom:10px; }
.modal-body a { color:var(--gold); }

/* ─── Адаптив ─── */
@media (max-width:900px) {
  .navbar-nav, .navbar-login, .navbar-right .btn-gold { display:none; }
  .mob-btn { display:flex; }
  .hero-inner { grid-template-columns:1fr; gap:28px; }
  .hero-text { text-align:center; }
  .hero p.lead { margin-left:auto; margin-right:auto; }
  .hero-image { width:100vw; margin-top:24px; margin-bottom:-6px; }
  .hero-pays { justify-content:center; }
  .adv-grid { grid-template-columns:1fr; }
  .adv-grid .adv-card, .adv-grid .adv-card:nth-child(4), .adv-grid .adv-card:nth-child(5) { grid-column:auto; }
  .split { grid-template-columns:1fr; padding:30px; }
  .use-grid { grid-template-columns:1fr; }
  .steps-grid { grid-template-columns:repeat(2,1fr); }
  .svc { grid-template-columns:1fr; }
  .svc-cats { display:flex; flex-wrap:wrap; gap:6px 16px; }
  .svc-logos { grid-template-columns:repeat(3,1fr); }
  .bento, .reviews-grid { grid-template-columns:1fr; }
  .terms-grid { grid-template-columns:repeat(2,1fr); }
  .bento-card.span2 { grid-column:span 1; }
  .footer-grid { grid-template-columns:1fr 1fr; }
  .promo { flex-direction:column; text-align:center; }
}
@media (max-width:560px) {
  section { padding:48px 0; }
  .steps-grid, .svc-logos { grid-template-columns:repeat(2,1fr); }
  .hero-image { width:100vw; margin-left:0; margin-right:0; margin-bottom:-4px; }
  .float-chip { display:none; }
  .footer-grid { grid-template-columns:1fr; }
  .modal { padding:24px; }
}